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You Can Open Your New Account in 3 Easy Steps.
1. Review the prospectus carefully.
Prospectus: A legal document that describes a mutual fund’s objectives, strategies, risks, costs and management.
The prospectus is the best source of information on a mutual fund. While a fund’s prospectus may appear intimidating at first, it is important that you read it carefully before investing to make sure the fund’s investment objectives and risks are appropriate for you.
The prospectus contains valuable information including:
■ the fund’s investment objectives
■ the strategies it plans to use to achieve its objectives
■ the fund’s operating expenses and fees
■ special risks associated with the fund’s investments.
2. Complete the enclosed new-account application. Please be sure to sign it.
Your Account Options:
Basic Accounts are for individuals or joint account holders.
Retirement Accounts earn tax-deferred income for your retirement savings. We offer traditional and Roth IRAs, Education Savings Accounts, SEPs, 401(k) and 403(b) Plans, Profit Sharing and Money Purchase Plans.
Uniform Gifts to Minors Act Accounts (UGMA) and Uniform Transfers to Minors Act Accounts (UTMA) allow an adult to act as a custodian for a child’s investment.
Business Accounts can be customized for your sole proprietorship, partnership or corporation.
Trust Accounts are for estate planning purposes and for those with fiduciary responsibilities.
Not part of prospectus
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