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Buy low, sell high!

That adage applies now more than ever to your mutual fund investments. This period of generally declining net asset values (NAVs) brings the opportunity to increase mutual fund shares while paying less, in many instances.

You can take advantage of favorable NAVs right now and in the future by investing through the ABC Investment Plan.® This systematic approach to investing, called dollar-cost averaging, provides you with a disciplined program for achieving your financial goals.

With an initial investment amount of $100 and a mini-mum monthly investment of $30, this savings program allows you to automatically invest in most of our funds on a monthly basis. Simply choose the amount you want to invest and the day of the month you want to invest it (between the 1st and 28th). According to your instructions, we will transfer the money from your checking account and invest it in the fund of your choice.

For more information on the ABC Investment Plan® and a prospectus, including charges and ongoing expenses, please visit us online at www.usfunds.com or call 1-800-US-FUNDS. Please read the prospectus carefully before you invest or send money.

A program of regular investing doesn’t assure a profit or protect against loss in a declining market. You should evaluate your ability to continue in such a program in view of the possibility that you may have to redeem fund shares in periods of declining share prices as well as in periods of rising prices.