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Children & Investing
Give your “Baby Blaster” the gift of a head start this holiday season

Special limited-time offer for parents and grandparents

One of the best gifts you can provide your child is a secure future, and that security can take many forms. A stable environment, love, discipline and financial sufficiency are all elements of a secure future; however, financial sufficiency often requires professional assistance in the form of planning and investing.

Providing for a child’s future financially is often a key motivator in parents’ and grandparents’ desires to save, with higher education expenses being the chief concern. You can never start too early, or even save too much, for that expenditure. A recent study by The College Board indicates that college costs increased between 3.4 and 7.0 percent for the 2000- 2001 academic year, depending on the type of institution.

We thought you should know about this special limited-time offer, so you can take advantage of our financial solution to the dilemma of affordable investing. Just in time for holiday gift-giving and end-of-year financial planning, we’re offering you a unique and affordable opportuni-ty through our ABC Investment Plan.®

The ABC Investment Plan® makes investing simple, affordable and timely. And because we believe every child deserves the chance to go as far as ambition and talent will allow through higher education, we’re pleased to offer you the opportunity to invest in the Bonnel Growth Fund with a $0 minimum initial investment and subsequent monthly investments of as little as $100. For more information about the Bonnel Growth Fund, please see page 7.

The ABC Investment Plan® is a powerful tool for teaching children the potential rewards of saving and investing early and regularly. These invaluable financial lessons can provide a lifetime of benefits. sweepstakes, you can also refer the names and e-mail addresses (or mailing addresses if e-mail addresses are not available) of five family members who would like to learn more about invest-ing and retirement planning.

What is the ABC Investment Plan®?
The ABC Investment Plan® is an easy and convenient way to continuously invest in your account. A dollar-cost averaging program, it allows you to build a position in a fund and take advantage of the benefits of investing a set amount on a regular basis. Of course, a program of regular investing doesn’t assure a profit or protect against loss in a declining market, but the ABC Investment Plan® can help smooth out the effects of market volatility. You should evaluate your ability to continue in such a program in view of the possibility that you may have to redeem fund shares in periods of declining share prices as well as in periods of rising prices.

Don’t delay!
You only have until Friday, December 29, 2000, to open your Bonnel Growth Fund account using the ABC Investment Plan® with no minimum initial investment.

For more information about the ABC Investment Plan® and the Bonnel Growth Fund, please visit us online at www.usfunds.com or call 1-800-US-FUNDS for an investment kit and a prospectus, includ-ing charges and ongoing expenses. Please read the prospectus carefully before you invest or send money.

Your application must be received by 5 p.m. CST on or before December 29, 2000. To avoid being charged a small account fee, you should continue to use the ABC Investment Plan® and invest at least $100 per month until the account value reaches $5,000.