As the chart shows, the growth potential of an Individual Retirement Account (IRA) is vastly superior to that of taxable investments. If you contribute $2,000 at the beginning of each year for 30 years to an IRA earning a 10% hypothetical return compounded annually, you will have $151,927 more in your account at the end of 30 years than you would in a similar taxable account.

Bar graph assumes contributions were made at the beginning of the year, a 28% tax rate applies to annual income on the taxable investment at the end of the year, and your rate of return does not vary. This example is for illustrative purposes only. Total amount invested $60,000. Source: U.S. Global Research

Assumes $2,000 annual investment at the beginning of every year, 11% compounding rate. The performance shown is hypothetical and does not necessarily reflect the performance of any U.S. Global Investors product. There is no assurance that any investment vehicle would achieve these results. Source: U.S. Global Research

Over the life of your savings plan, just a few additional years of compounding can mean a difference of thousands of dollars you have available for retirement. As the chart indicates, the person who starts early ends up with a lot more for retirement. The person who waits until age 35 to start, ends up with less than half the amount of the person who starts at age 25.

How Much Do I Need To Save?

For a quick analysis of how much you need to save to reach your retirement goals, complete our online Retirement Planner Worksheet. The worksheets are designed to answer questions such as: “How much should I save for retirement this year?” and “Will I be able to retire early?”

Developing an Investment Strategy

For help in selecting an asset mix that meets your personal financial goals and needs, complete our online Asset Allocation Worksheet. This worksheet can help you plan for retirement, education expenses and other financial goals.

Adopt a Steady Savings Plan

Most people find it easier to come up with a small contribution every month, rather than put together a large contribution just before the tax filing deadline. The easiest way to contribute to an IRA is with our ABC Investment Plan.^® Your regular investments will start earning tax-deferred income sooner.

  Click here to establish a U.S. Global Investors retirement account now!

Disclosure
Please consider carefully the fund’s investment objectives, risks, charges and expenses. For this and other important information, obtain a fund prospectus by visiting www.usfunds.com or by calling 1-800-US-FUNDS (1-800-873-8637). Read it carefully before investing. Distributed by U.S. Global Brokerage, Inc.