Prospectus

Account Application - Institutional Class

Net Asset Value
as of 10/26/2020

Global Resources Fund PSPFX $4.83 -0.14 Gold and Precious Metals Fund USERX $13.23 -0.22 World Precious Minerals Fund UNWPX $4.73 -0.20 China Region Fund USCOX $9.42 -0.08 Emerging Europe Fund EUROX $5.39 -0.10 All American Equity Fund GBTFX $23.97 -0.39 Global Luxury Goods Fund USLUX $17.07 -0.33 Near-Term Tax Free Fund NEARX $2.24 No Change U.S. Government Securities Ultra-Short Bond Fund UGSDX $2.00 No Change